Caution! You are investing outside of AFM supervision. No licensing requirement for this activity.

Caution! You are investing outside of AFM supervision. No licensing requirement for this activity.

Leasing a vacation home

Vacation home leasing: why the advantages do not outweigh the disadvantages

A major player in the leisure industry has introduced the concept of Private Lease of vacation homes. Here you lease a vacation home for a longer period at a fixed (high) rate. In addition, you get the first right to buy the vacation home over time. In the corona years, the market for vacation homes flourished. Many people started looking for a holiday home in a vacation park and more and more people chose to vacation in their own country. Investing in a vacation home therefore became very attractive. This was shown in earlier research by the Dutch Association for Estate Agents (NVM). The question is:

Is the new concept of Private Lease actually beneficial for the customer?

We are happy to explain why the advantages do not outweigh the disadvantages for you as a consumer. At TopParken it is therefore not possible to lease a vacation home. Read on to find out what these disadvantages mean for you.

How does leasing a vacation home work?

Leasing is generally known as the provision of a car by an employer to staff. Leasing involves a fixed agreed period that is usually close to the economic lifetime. Leasing usually involves a shorter period relative to the economic life. Leasing a vacation home involves leasing it for a longer period of time at a fixed rate while you decide when to use it. There are different forms of leasing, the well-known ones being financial lease, operational lease and private lease.

The disadvantages of leasing

The increasing popularity of leasing is understandable, but it also has several disadvantages that far outweigh the benefits:

Financial obligation - One of the main disadvantages is that you cannot easily get rid of your financial obligation. You pay high monthly charges and only in extreme cases can you break the contract early. A termination fee then often applies.

Less flexibility - Leasing also generally offers much less flexibility than renting or buying a vacation home. This is because you are bound by strict lease terms and conditions.

High deductible - Also, there is often a high deductible, which can be an additional (unexpected) cost for you. There may also be other hidden costs, such as maintenance costs and possible park fees.

No ownership - Ultimately, you don't own anything at the end of the lease. And when you do want to buy the property, it was often still more advantageous at the bottom if you had purchased the property outright at the time.

Complexity - Leasing a vacation home is a complex matter that certainly requires legal and accounting knowledge.

So what is a smarter choice? Discover the advantages of buying a vacation home.

View the benefits of buying a vacation home

Buy your own vacation home at TopParken

You cannot lease a vacation home with us, but you can buy a vacation home. This gives you your own vacation spot in the Netherlands and you also have the opportunity to make an attractive net return by renting out your vacation home. You can also opt for a combination of both possibilities, thus benefiting from the best of both worlds. Decide whether you choose to own land or rent land. The advantage of own land is that you own the entire lot. With rental land you are cheaper in the short term. Choose from our selection of vacation parks throughout the Netherlands and be completely relieved by our professional rental organization. Our vacation homes are in beautiful locations, right on the water, in the woods, in the Achterhoek and on the Veluwe. They form a second home for you, in the middle of nature.

Therefore TopParken ⤵

Frequently Asked Questions

What is private leasing?

A form of lease where you rent something for a longer period of time is often referred to as a private lease. With private lease, for example, you rent a car and pay a fixed monthly amount for it. The leasing company remains the owner. After the agreed-upon lease period, you can no longer use it. There is no additional tax liability.

Can I lease a vacation home at TopParken?

No, you cannot lease vacation homes at TopParken. This is because the disadvantages of leasing outweigh the advantages of leasing. With leasing you pay high monthly charges and there may be high costs for an early termination of the contract. Moreover, private leasing is by no means always the cheapest option.

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